Net payFreeNo signupEstimates only

Take-Home Pay Calculator

See what hits your bank: per-paycheck net from salary and pay frequency, with the same estimate engine.

Estimates only — not tax, payroll, or financial advice. This is a simplified educational calculator (2026-ish federal brackets + standard deduction, employee FICA, optional flat state tax). It is not IRS Publication 15-T withholding, a substitute for your W-4, or a tax return. Real paystubs vary with credits, benefits, local taxes, additional Medicare tax, and your employer’s payroll system. Confirm numbers with a qualified tax or payroll professional.

About this tool

Take-Home Pay Calculator is a free online calculator on PaystubKit, the paycheck tools hub from One More Turn Ventures LLC (OMTV). See what hits your bank: per-paycheck net from salary and pay frequency, with the same estimate engine.

What it does: Start from annual salary. We split it across your pay frequency so you can see the deposit that might hit your account — before health premiums, garnishments, or other benefits.

When to use it: Use it for planning and offer comparisons — then confirm against your actual paystub.

Part of the PaystubKit tools collection. Calculations run locally in your browser.

Frequently asked questions

How is take-home pay estimated?

From annual salary and pay frequency we estimate per-paycheck net using the same engine as the paycheck calculator: 2026-ish federal brackets, standard deduction, employee FICA, optional 401(k) and flat state tax.

What does “what hits my bank” mean?

Net pay after estimated federal income tax, Social Security, Medicare, and optional state tax — the amount that would remain if those were the only deductions.

Does this include health insurance or garnishments?

No. Those are not modeled yet. Entering them as extra pretax or post-tax items is on the backlog.

Weekly vs monthly — which should I pick?

Pick the frequency your employer actually uses. The same salary produces different per-check amounts at 52, 26, 24, or 12 periods.

Is this tax advice?

No. Estimates only — not tax, payroll, or financial advice.

Related tools